Jul 19, 2024  
2024-2025 Florida Tech Catalog 
2024-2025 Florida Tech Catalog

Financial Overview

Financial Aid

The Office of Financial Aid is dedicated to supporting student success by guiding students and their families through the financial aid process and providing continuous support through the student’s educational journey. 

Types of Aid

University Scholarships and Grants

Florida Tech scholarships are awarded at the time of admission. A student must be admitted and enroll as a full-time, degree-seeking undergraduate student at the main campus in Melbourne to use an awarded scholarship. The scholarships below are available to domestic (U.S.) freshman unless otherwise indicated and are listed separately. Florida Resident Merit Scholarships and other academic scholarships are mutually exclusive; they do not “stack” and cannot be combined. If a student qualifies for more than one of the scholarships below, the student will be offered the higher scholarship, but not the sum of two or more. Scholarships in an amount less than full tuition may, however, be combined with incentive scholarships, Florida Tech Family Grants, and need-based grants.

Florida Tech scholarships and grants apply to tuition only, unless otherwise noted, and can be combined with state and federal scholarship and grant programs.

Academic Scholarships
Panther Fund Merit Scholarship

All applicants will be considered for a Panther Fund Merit Scholarship. Academic, or merit, scholarships are based on an applicant’s academic performance in high school (weighted GPA plus standardized test scores) and are determined at the time of admission. These scholarships are available to all domestic (U.S.) students, whether in-state or out-of-state. 

Panther Fund NCSSS Scholarship

Admitted NCSSS high school graduates are eligible for a Panther Fund NCSSS Scholarship. Students must meet the minimum merit scholarship requirements and indicate attendance at an NCSSS high school at the time of application.

Florida Resident Merit Scholarship

The following scholarships are available to admitted students who are residents of Florida. Florida Resident Merit Scholarships and Panther Academic Scholarships and Grants are mutually exclusive; they do not “stack” and cannot be combined. If a student qualifies for more than one of the scholarships below, the student will be offered the higher scholarship, but not the sum of two or more. Scholarships in an amount less than full tuition may be combined with Incentive Scholarships, Florida Tech Family Grants, and need-based grants.

Panther Distinguished Scholar Award

Admitted students who qualify for the Bright Futures Florida Academic Scholars (FAS) award are eligible to be considered for a Florida Tech Distinguished Scholar Award, a combination of scholarships and grants that covers full tuition plus the facilities and activities fees to attend Florida Tech.

The Florida Tech Distinguished Scholar Award is available only to first-time freshmen who are admitted for the fall term immediately following their high school graduation. To be considered, applicants must:

  • Complete the Florida Financial Aid Application while still in high school
  • Qualify for the Bright Futures Florida Academic Scholars award
  • Apply and be admitted to Florida Tech as a full-time, on-campus, degree-seeking student by February 1 of the year immediately preceding your first semester.
  • Complete and submit the Free Application for Federal Student Aid (FAFSA) listing Florida Tech (financial aid code: 001469) by February 1 of the year immediately preceding their first semester.
  • Complete the Florida Tech Panther Distinguished Scholar application online by February 1.
Farmer Scholars Programs

Florida Institute of Technology selects one exceptionally qualified student each year to receive a Farmer Scholarship. This prestigious award covers full tuition and fees, housing in Harris Village’s Farmer Hall and a university meal plan for up to four years. Farmer Scholars also receive a stipend in the summer before their senior year to attend Florida Tech’s Oxford Study Abroad program.

Transfer Scholarships

Florida Tech proudly makes substantial scholarship opportunities available to well-qualified transfer students who are admitted as full-time main campus degree-seeking students

Florida Tech Transfer Scholarship

All transfer student applicants are considered for a Panther Fund Transfer Scholarship. Scholarships are based on an applicant’s academic performance at their previous institution. This scholarship may be combined with the Florida Tech Phi Theta Kappa Scholarship.

Florida Tech Phi Theta Kappa Scholarship

Phi Theta Kappa members can receive an additional $2,500 per year. Students must be admitted as full-time degree-seeking students at Florida Tech’s main campus. Proof of Phi Theta Kappa membership must be submitted at time of application.

Florida Tech Grants
Panther Fund Grant

The Panther Fund Grant is available to students who have a demonstrated financial need, as determined by the Free Application for Federal Student Aid (FAFSA) application. All applicants with a completed FAFSA will be considered for a Panther Fund Grant. Grant amounts are based on a student’s FAFSA and other gift aid. As such, grant amounts are not fixed and may vary from year to year depending on variable data. 

Legacy Grant

Students whose parents are Florida Tech alumni are eligible for a $2,500 grant. This award is renewable for up to four years. This award is given in addition to any merit scholarship earned by the student.

Family Grant

Siblings who are concurrently enrolled as full-time undergraduates at Florida Tech are eligible for a $2,500 grant each. This grant is renewable for up to four years or until the sibling is no longer concurrently enrolled as a full-time undergraduate. This grant is given in addition to any merit scholarship earned by the student.

Incentive Scholarships

First-time freshmen who participate in certain extracurricular programs may be eligible for the following add-on scholarships. All incentive scholarships require full-time enrollment at the Florida Tech main campus as a degree-seeking student. Incentive scholarships are stackable with University Scholarships and Grants but may not exceed tuition.

FIRST Robotics and Vex Robotics Award

High school FIRST Robotics or Vex Robotics team members are eligible for a $2,500 Robotics Scholarship, renewable for up to four years. Students must submit a letter from their FIRST team advisor verifying participation during the year of application prior to their admission to the university and complete the admission and financial aid process by May 1 of their senior year in high school.

Scouting - Eagle Scout and Girl Scout Gold Award

Any new first-year student who has either earned the rank of Eagle Scout or achieved the Girl Scout Gold Award is eligible for a $2,500 Scout Scholarship, renewable for up to four years. Students must submit a copy of the certificate verifying their achievement prior to their admission to the university and complete the admissions process by February 1 of the year immediately preceding their first semester.

Athletic Scholarships

Florida Tech competes in NCAA Division II sports. For more information on athletic scholarships, please visit the Athletic Recruiting site.

Florida State Scholarships and Grants

Eligible students who are Florida residents may receive Florida Bright Futures Scholarships and Florida State grants. Florida Tech also accepts Florida Prepaid College Plan savings plan funding.

Residency Requirements

Florida residency and eligibility for the Florida Bright Futures Scholarship and the Effective Access to Student Education (EASE) grant are based on state law and administrative rules. Generally, students whose families’ primary residence was in Florida at least 12 months prior to the start of the school year are considered residents. A full and complete description of rules and regulations regarding Bright Futures and other state aid can be found through the state’s Office of Student Financial Assistance.

Bright Futures Academic Scholars

Eligible students receive approximately $6,360 (30 credits x $21/credit hour) per year. Eligible applicants must have a 3.5 high school GPA, a 1340 SAT or 29 ACT composite or 96 CLT and 100 hours of community service and/or paid work hours.

Bright Futures Medallion Scholars

Eligible students receive approximately $4,770 (30 credits x $159/credit hour) per year. Eligible applicants must have a 3.0 high school GPA and a 1210 SAT or 25 ACT composite or 84 CLT and 75 hours of community service, 100 hours of paid work or 100 hours of combined community service and paid work hours.

Effective Access to Student Education (formerly known as FRAG)

All full-time undergraduate students who meet the Florida residency requirements and renewal requirements, if applicable, are eligible to receive this financial assistance from the state. The award amount varies from year to year and is based on available state funds. The state legislature determines the amount for each academic year.

Florida Student Assistance Grant (FSAG) 

This state grant is available to full-time undergraduate students who meet the Florida residency requirements and renewal requirements, if applicable, and have a demonstrated need, as determined by the FAFSA.

Florida Prepaid College Plan

Florida Tech is an eligible institution for the Florida Prepaid College Plan (FPCP) program. Accumulated funds may be applied toward expenses at Florida Tech. Visit the FPCP office for further details. Visit Florida Prepaid for complete details. To find out more about using FPCP at Florida Tech, visit Student Financial Services.

Other State Grant Programs

If your home state is not Florida, you may still be eligible for state grant assistance. Visit State Financial Aid Programs to find out more information about state grant opportunities from your home state.

Federal Grants

Federal grants include Federal Pell Grants and the Federal Supplemental Educational Opportunity Grants (FSEOG). These grants require a valid FAFSA application annually.

Federal Pell Grants

Federal Pell Grants are available to eligible undergraduate students in a degree program who have not yet earned a baccalaureate degree. The maximum annual Pell grant is appropriated by Congress and may change from one academic year to the next. A student’s EFC (expected family contribution), enrollment, cost of attendance and lifetime Pell usage are all used to determine the amount of their Pell grant they are eligible for.

Students whose parent or guardian was a member of the U.S. armed forces and died as a result of military service performed in Iraq or Afghanistan after the events of 9/11 may be eligible for additional Federal Pell Grant funds if, at the time of the parent’s or guardian’s death, the student was less than 24 years of age or enrolled in college or career school at least part-time.

Federal Supplemental Educational Opportunity Grants (FSEOG)

FSEOG funds are awarded to students who are considered to have exceptional financial need, as determined by the FAFSA and fund availability. 

Federal Loans

A loan is money that you borrow and must pay back with interest. The Department of Education’s federal student loan program offers two types of loans to undergraduate students: Subsidized Stafford Loans and Unsubsidized Stafford Loans. The Parent PLUS Loan is also available for parents of dependent, undergraduate students. The interest rate and origination fee for these loans are set annually by federal law. Stafford loans and the Parent PLUS loan remain in deferment while a student is enrolled at least half-time in an eligible degree program. Once the student graduates, drops below half-time enrollment or ceases to attend school, the loans will enter a grace period of six months, after which the loan enters repayment. 

Subsidized Stafford Loans

These loans are available to students with financial need, as determined by the FAFSA. The interest on these loans is subsidized, which means the borrower does not pay interest on the loan while the loan is in deferment. Borrowers will pay interest on the principal balance of the loan when and if it enters repayment.

Unsubsidized Stafford Loans

These loans are available to graduate and undergraduate students and are not based on financial need. Unlike the subsidized loans, the unsubsidized loan will begin to accrue interest the day the funds are disbursed (paid) to a student’s account and continue to accrue interest through the life of the loan (until the principal and interest are repaid).

Federal Stafford Loan Counseling and Master Promissory Note

Students who wish to use their Federal Stafford Subsidized or Unsubsidized Loan eligibility must complete both entrance and exit counseling and a Master Promissory Note (MPN).

Entrance counseling must be completed prior to loan disbursement. The counseling provides students with information regarding student loans and the borrowing and repayment process to ensure that students understand the responsibilities and obligations they are assuming.

Exit counseling is required once the student has graduated, ceased enrollment or has dropped below half-time enrollment. Students are required to provide the name, address, email address and telephone number of their closest living relative, two references who live in the U.S. and their current or expected employer, if known.

A Master Promissory Note must be completed prior to a loan disbursement. The MPN is a legal document that, when signed, serves as a student’s understanding of the terms and conditions of their federal student loans and their promise to repay these loans and any accrued interest and fees.

Federal PLUS Loans

Federal PLUS loans are available to graduate students and parents of dependent undergraduate students. PLUS loans require an application. They are available to parents of dependent undergraduate students. The decision to approve or deny the loan is based on the results of a credit check that is conducted by the U.S. Department of Education. This loan can help the student cover any educational expenses not covered by other financial assistance up to the cost of attendance. Eligible borrowers can apply at the Federal Student Aid website. When applying for a PLUS loan, it is important to note that it is a loan and must be paid back. PLUS loans are unsubsidized, meaning they begin to accrue interest starting from the date the funds are disbursed to the student’s account. These loans also have an origination fee deducted by the lender before funds are disbursed to Florida Institute of Technology. The interest rate and origination fees are a set rate each academic year and set by the federal government. Rates are typically announced during the summer before the academic year begins.

Federal Work Study

Federal Work-Study (FWS) is an employment program that allows students to earn a paycheck, which is partially funded through federal aid. The program provides part-time employment opportunities in two areas: on-campus and community service. Eligibility for the FWS program is based on financial need, as determined by the FAFSA.

Students in the FWS program are paid hourly for actual hours worked and receive their paycheck biweekly. Funds are not applied to balances on a student’s account; however, if students wish to use their work-study earnings to help pay their balance, they may do so when they receive their paycheck.

Private Loans

Students may use private loans from any lending company to pay for educational expenses up to the cost of attendance, less other aid. Private loans require applications and have varying interest rates, fees and repayment options.

Florida Tech works with FASTChoice to assist students and families in choosing a private loan provider. The lenders listed on FASTChoice have previously made private education loans to our students and have met our university’s strict criteria.

Please note that private education loans are not federally guaranteed and are considered financial aid because Florida Tech must certify three things to the lender:

  • The student is accepted at Florida Tech.
  • The student is enrolled in courses.
  • Borrowed amount is within the student’s cost of attendance less any other financial aid.

Our officials are prohibited from accepting any financial or other benefits in exchange for displaying lenders and loan options in FASTChoice.

Code of Conduct

Florida Tech explicitly prohibits any conflict of interest between our counselors and federal or private education loans. All counselors responsible for loans are informed annually of the provisions of this code of conduct. The code of conduct prohibits the following:

  • Revenue-sharing arrangements with any lender
  • Receiving gifts from a lender, a guarantor or a loan service
  • Contracting arrangement providing financial benefit from any lender or affiliate of a lender
  • Direction of borrowers to particular lenders, or refusing or delaying loan certifications
  • Offers of funds for private loans
  • Call center or financial aid office staffing assistance
  • Advisory board compensation

Graduate Student Assistantship

Graduate assistantships are awarded to well-qualified students.

Return of Title IV Funds Policy

Policy Purpose

This policy was developed in accordance with the Higher Education act of 1965, as amended.

Policy Scope

This policy applies to any student who withdraws from all courses or any student who is considered to have unofficially withdrawn from all courses. Students are considered to have unofficially withdrawn if they cease academic activity in all classes prior to the course end date without an approved extension or leave of absence.

Policy Statement

If a student completely withdraws or unofficially withdraws during the term, the amount of Title IV program assistance the student has earned up to that point is determined by a specific formula. If the student received (or the school or parent received on the student’s behalf) less assistance than the amount that the student earned, the student may be eligible to receive those additional funds. If the student received more assistance than the student earned, the excess funds must be returned by the school and/or the student. The latter of the two scenarios is most common.


How Is the Return of Title IV Funds Calculated?

The university is required to return the amount of Title IV aid that is considered unearned, and to calculate this, they will first determine the amount of aid earned. The amount of assistance that students have earned is determined on a pro rata basis. For example, if a student completed 30% of their payment period or period of enrollment, they earn 30% of the assistance they were originally scheduled to receive. Once students have completed more than 60% of the payment period or period of enrollment, they earn all the assistance that they were scheduled to receive for that period; therefore, no aid is returned.

If students receive (or their school or parent receive on their behalf) excess Title IV program funds that must be returned, their school must return a portion of the excess equal to the lesser of:

  1. the institutional charges multiplied by the unearned percentage of your funds, or
  2. the entire amount of excess funds (i.e., Title IV funds multiplied by earned aid percentage).

The school must return this amount even if it didn’t keep this amount of the student’s Title IV program funds.

Unofficial withdrawals are determined within 30 days of the end of term, and the return to Title IV calculation within 45 days of the end of the term.

Please note that the requirements for Title IV program funds when a student withdraws are separate from the university’s tuition refund policy; therefore, the student may still owe funds to the school to cover unpaid institutional charges. The school may also charge the student for any Title IV program funds that the school was required to return.

How Are the Funds Returned?

The school will return the Title IV aid to the Department of Education electronically. Funds will be returned in the following order until the full amount of unearned aid has been returned: Unsubsidized Stafford Loan, Subsidized Stafford Loan, Direct Graduate Plus Loan, Direct Parent Plus Loan, Federal Pell Grant, Federal Supplemental Educational Opportunity Grant.

Once the funds are returned, the student is responsible for any balance on their account that is created by the return of Title IV funds. If a credit balance is created by a combination of a tuition refund and Title IV return, the funds will be refunded to the student via paper check or direct deposit. Once the return is completed, the student will receive an email notifying them of the action and returned amounts.

If the school is not required to return all the excess funds, the student must return the remaining amount.

For any loan funds that must be returned, the student (or the student’s parent for a Direct PLUS Loan) repays in accordance with the terms of the promissory note. That is, the student make scheduled payments to the holder of the loan over time. Any amount of unearned grant funds that must be returned is called an overpayment. The maximum amount of a grant overpayment that the student must repay is equivalent to half of the grant funds received or scheduled to be received. The student does not have to repay a grant overpayment if the original amount of the overpayment is $50 or less. The student must make arrangements with the school or the Department of Education to return the unearned grant funds.

Post-Withdrawal Disbursements

In the unlikely event that the student did not receive all the funds earned, the student may be due a post-withdrawal disbursement. If the post-withdrawal disbursement includes loan funds, the school must obtain the student’s permission before it can disburse them. The student may choose to decline some or all the loan funds so that they don’t incur additional debt. The school may automatically use all or a portion of the post-withdrawal disbursement of grant funds for tuition, fees, and housing and meals charges (as contracted with the school). The school needs the student’s permission to use the post-withdrawal grant disbursement for all other institutional charges. If the student does not give their permission (some schools ask for this upon enrollment), the student will be offered the funds. However, it may be in the student’s best interest to allow the school to keep the funds to reduce their debt at the school.

There are some Title IV funds that the student was scheduled to receive that cannot be disbursed once the student withdraws because of other eligibility requirements. For example, if the student is a first-time, first-year undergraduate student and has not completed the first 30 days of their program before they withdraw, the student will not receive any Direct Loan funds that they would have received had they remained enrolled past the thirtieth day.

Satisfactory Academic Progress Policy for Financial Aid Recipients

The academic records of all students admitted to Florida Tech for the first time will be considered sufficient to allow them to apply for financial aid. To remain eligible to receive financial aid, continuing students must meet the following satisfactory academic progress (SAP) standards instituted by the university in accordance with federal law. Florida Tech applies standards equally between undergraduate and graduate students, in all academic programs.

Students are usually enrolled in either a semester-based program, or an 8-week-term based program. All students who enroll in a semester-based program are evaluated for SAP at the end of each semester. Students enrolled on a semester-basis who concurrently enroll in an 8-week Florida Tech Online course will be evaluated on a semester basis. Eight-week-term students are evaluated at least once per year.

Students declared ineligible to receive financial aid may appeal the decision under certain circumstances. If the appeal is approved, the student may continue to receive financial aid during probationary standing.

Minimum Academic Progress Measures

Grade Point Average (GPA)

Undergraduate students are expected to achieve and maintain a cumulative GPA of 2.0 or higher. Graduate students are expected to achieve and maintain a cumulative GPA of 3.0 or higher. Ph.D. students are expected to achieve and maintain a cumulative GPA of 3.2 or higher. This GPA is calculated in accordance with the guidelines contained in the university catalog. Courses taken under a pass/no credit grading option are not included in the GPA calculation and are therefore not included as part of the GPA measure of satisfactory academic progress.

Hours Completed 

All students are expected to satisfactorily complete 75 percent of their cumulative attempted coursework. Courses with grades of F, I, AU or W, or that were taken for no credit under a pass/no credit option, are attempted courses but are not satisfactorily completed for the semester or term.

Maximum Time Limits 

All students are expected to complete their degree program within 150 percent of the required credit hours. Courses taken for no credit under a pass/no credit option are still attempted credit hours and will count toward maximum time limit standards.

  • Undergraduate programs generally require 120 credit hours, and students are expected to complete their degree within 180 credit hours attempted, including transfer credits earned at other institutions. 
  • Graduate program requirements vary from 36 to 54 credit hours and may require prerequisite coursework. Students are generally expected to complete their graduate program within 80 credit hours, including prerequisite requirements.
  • Ph.D. programs generally require 80 credit hours, and students are required to complete their program within 120 attempted credit hours, including transfer hours. An exception is made for doctoral students enrolled in the clinical psychology program, in which160 credit hours are allowed to complete the program minimum of 123 credit hours.


Appeals to financial aid decisions may be made under certain circumstances. These circumstances may include sudden, severe illness; serious automobile or other accident; family tragedy or loss of a loved one; or another circumstance not listed here. It is the student’s responsibility to provide details with dates, forms or other paperwork, or any other information requested by the Office of Financial Aid to review the appeal.

A successful appeal is dependent upon several factors: mitigating circumstances that caused academic performance to fall below the standards of satisfactory academic progress, the successful resolution of those mitigating circumstances so that they will no longer affect academic performance, the potential to meet the minimum academic progress measures within one academic year and proper appeal documentation. Proper documentation includes the SAP appeal form and any third-party documentation corroborating the mitigating circumstance described in the appeal.

Once the appeal is reviewed, the student is informed of the decision through their Florida Tech email account. An approved appeal will typically necessitate the student adhering to a prescribed program plan during the probationary period. A student who declines to accept the prescribed academic plan and is in good academic standing may continue without financial aid.

Students are assessed at the end of each term while in probationary standing and are removed from probationary standing when the minimum academic progress standards for financial aid recipients listed above are met.

Fees and Expenses

Tuition for full-time Melbourne campus undergraduate students (12 to 19 credit hours) is charged on a flat rate by semester basis. Flat rate by semester tuition rates apply to the fall and spring semesters only. Melbourne campus undergraduate students registering for more than 19 semester credit hours pay per credit hour for the excess credit hours in addition to the semester flat rate. Summer tuition and tuition for part-time undergraduate students and all graduate students, except those seeking the Psy.D. degree, is charged on a per credit hour basis. Online, Education Center, and ABA Online students pay tuition on a per-credit-hour basis.

For Melbourne campus undergraduate summer classes, the first 6 credit hours will be charged at the published per credit hour rate. After the first 6 credit hours, tuition will be 50 percent of the published rate.

This discount does not apply to study-abroad programs. See the individual departments for study-abroad pricing. Other exclusions may apply. Contact the registrar’s office for additional information.

Students enrolled and pursuing degrees on the Melbourne campus are assessed the Melbourne campus tuition and fees. Students enrolled and pursuing degrees through ABA Online, Education Centers and Florida Tech Online are assessed tuition and fees for those programs. 

Undergraduate Tuition Information

Tuition for undergraduate students may vary according to the chosen major program of study, location or modality. Undergraduate students enrolled in both undergraduate- and graduate-level courses pay the stated undergraduate tuition. Tuition for on-campus full-time undergraduate students (12 to 19 credit hours) is charged on a semester basis.

Graduate Tuition Information

Tuition for graduate students is charged per credit hour based on the student’s program of study. Melbourne campus graduate students are permitted to register for a maximum of 14 credit hours.

Other Programs/Fees

Other fees include those costs outside of tuition, such as separate fees, parking or examinations, etc., and are nonrefundable.

Flight Costs

Flight fees are guidelines and are subject to change. Variations in fuel price, student aptitude and performance, and other factors beyond the university’s control may affect total flight course costs.

Payment Policies

Students are assessed tuition and fees based on their degree and academic program and the location and/or modality they choose.

In determining the amount due each semester, students may subtract any scholarships, loans or grants that are paid through financial aid to the university. Students may also calculate other payment arrangements such as third-party billing, corporate deferment or the Panther Payment Plan, under which payments are either made directly to the university by a sponsor or organization or according to installment or delayed payments as authorized by Florida Tech’s Office of Student Financial Services. The student is responsible for submitting all necessary paperwork or applications required by their payment option and meeting all conditions on time.

All expenses including tuition, fees, and housing and meals must be paid on or before the date shown in the academic calendar each semester. Payments should be made through PAWS using the TRACKS account username and password established for each student after receipt of deposit and confirmation of intent to attend. Payments sent by mail should be mailed at least 10 days in advance of the payment due date to assure receipt by the payment deadline. Additional information regarding the university’s payment policy for Melbourne campus students can be found online or in the schedule of classes each semester. Payments should be addressed to Florida Institute of Technology, Attn: Student Accounting, 150 W. University Blvd., Melbourne, FL 32901-6975.

Student Accident and Health Insurance

Student health insurance is mandatory for full-time undergraduate (12 or more semester credit hours) and graduate students (9 or more credit hours), including those enrolled in English as a Second Language (ESL) courses. Online students and students attending classes at an Education Center or through Florida Tech Online do not meet the eligibility requirements. These credit hour requirements are set by the insurance company and not Florida Tech.

All students must either opt-in/keep or waive the student health insurance coverage. Waivers are available to full-time, domestic undergraduate and graduate students only. International students may not opt out of the university’s student health insurance plan. 

It is mandatory for all international students to purchase coverage under the university’s health insurance plan. Exceptions may be granted only if you have an insurance plan that meets very strict requirements to qualify for a waiver. Florida Tech will not accept coverage by an insurance company outside the United States. 

Exceptions may be granted only if the student has qualifying insurance from a U.S.-based insurance company that meets very strict requirements to qualify for the waiver. A link to waive insurance will be emailed to all students eight weeks prior to the start of the semester. All students must waive or activate the insurance. Rates are subject to change when the policy is renewed.

Military and Veteran Benefits

Veterans and benefit-eligible dependents are encouraged to apply for Federal Student Aid and may be eligible for institutional aid in addition to their VA benefits. We recommend that all students complete a FAFSA application each year, regardless of their VA status, so they may review the aid options available to them. VA benefit eligibility does not impact federal aid eligibility.

Florida Tech does not require eligible students to use their Post-9/11 GI Bill® and/or Yellow Ribbon benefits. VA benefits are only utilized at the student’s request.

GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by the VA is available at the official U.S. Department of Veterans Affairs website.
Active duty military members are encouraged to contact their military branch education counselor or education service officer (ESO) for details on tuition assistance eligibility and the specific branch process for the submission of the tuition assistance form.

Satisfactory Progress Standards

Students receiving VA benefits are required to make satisfactory progress in their degree programs. All Florida Tech students are required to meet the academic standards and requirements as noted here. Florida Tech has an academic progress policy that allows for a period of academic probation before termination for unsatisfactory progress (academic suspension).

The law requires educational assistance benefits to veterans and other eligible persons to be discontinued when a student ceases to make satisfactory progress toward completion of their degree. Benefits can be resumed if the academically dismissed student veteran re-enrolls at Florida Tech in the same or other approved program at the university. In other cases, benefits cannot be resumed unless the VA finds the cause of the unsatisfactory attendance, conduct or progress has been removed and the program of education or training to be pursued by the student is suitable to their aptitudes, interests and abilities. To initiate action by the VA to determine whether further payments of VA educational assistance allowance should be authorized, the student must submit a specific request for resumption of VA benefits following an interruption due to unsatisfactory progress or conduct.

After VA termination, an appeal may be made to the VA for the resumption of benefits. Based in part on the university’s recommendation, the VA will determine whether or not to resume the payment of education benefits to the student.

Teaching Locations

Florida Tech offers programs and classes at various off-campus locations. The following table provides information about those locations.

Location Zip Code
California, MD 20619
Eglin Air Force Base, FL 32542
Melbourne, FL 32901
Merritt Island, FL 32953
Online 99999
Orlando, FL 32814
Orlando, FL (Florida Tech at Orlando - Lockheed Martin) 32819
Palm Bay, FL 32907
Rockledge, FL 32955
Study Abroad 99999
Titusville, FL 32780

Benefit Eligibility

Veterans benefits are administered by the Office of Military and Veteran Services. Veterans and their dependents eligible to receive VA education benefits should contact the Office of Military and Veteran Services after completing admission requirements.

Any student using Chapter 31 or 33 benefits will not be penalized while waiting for the VA to make tuition and fee payments for the first 90 days of the semester.

In accordance with Title 38 U.S. Code 3679 subsection (e), Florida Tech adopts the following additional provisions for any students using the U.S. Department of Veterans Affairs (VA) Post 9/11 G.I. Bill® (Ch. 33) or Vocational Rehabilitation and Employment (Ch. 31), while payment to the institution is pending from the VA. Florida Tech will not:

  • Prevent or delay the student’s enrollment;
  • Assess a late penalty fee to the student; 
  • Require the student to secure alternative or additional funding; 
  • Deny the student access to any resources available to other students who have satisfied their tuition and fee bills to the institution, including but not limited to access to classes, libraries or other institutional facilities.

However, to qualify for this provision, such students may be required to:

  • Produce the Certificate of Eligibility by the first day of class; 
  • Provide documented request to be certified; 
  • Provide additional information needed to properly certify the enrollment as described in other institutional policies.

Florida Tech reserves the right to follow normal collection procedures for any difference between the amount of a covered individual’s financial obligation and the amount of the VA education benefit disbursement.

For the purpose of certifying veterans benefits by the Office of Military and Veteran Services, the following credit hour standards are used:


15- to 19-Week Terms Undergraduate Graduate
Full time 12 9
3/4 time 9-11 6-8
1/2 time 6-8 5
More that 1/4 time, less that 1/2 time 4-5 3-4
1/4 time or less 1-3 1-2


14-Week Terms Undergraduate Graduate
Full time 10 9
3/4 time 7-9 6-8
1/2 time 5-6 5
More than 1/4 time, less than 1/2 time 4 3-4
1/4 time or less 1-3 1-2


13-Week Terms Undergraduate Graduate
Full time 9 9
3/4 time 7-8 6-8
1/2 time 5-6 5-6
More that 1/4 time, less than 1/2 time 3-4 3-4
1/4 time or less 1-2 1-2


12-Week Terms Undergraduate Graduate
Full time 8 8
3/4 time 6-7 6-7
1/2 time 4-5 4-5


11-Week Terms Undergraduate Graduate
Full tim 8 8
3/4 time 6-7 6-7
1/2 time 4-5 4-5





10-Week Terms Undergraduate Graduate
Full time 7 7
3/4 time 5-6 5-6
1/2 time 4 4
More than 1/4 time, less than 1/2 time 3 3
1/4 time or less 1-2 1-2


9-Week Terms Undergraduate Graduate
Full time 6 6
3/4 time 5 5
1/2 time 3-4 3-4


8-Week Terms Undergraduate Graduate
Full time 6 6
3/4 time 4-5 4-5
1/2 time 3 3


7-Week Terms Undergraduate Graduate
Full time 5 5
3/4 time 4 4
1/2 time 3 3
More than 1/4, less than 1/2 time 2 2
1/4 time or less 1 1


6-Week Terms Undergraduate Graduate
Full time 4 4
3/4 time 3 3
1/2 time 2 2


5-Week Terms Undergraduate Graduate
Full time 4 4
3/4 time 3 3
1/2 time 2 2
1/4 time or less 1 1


4-Week Terms Undergraduate Graduate
Full time 3 3
3/4 time 2 2
More than 1/4 time, less than 1/2 time 1 1


3-Week Terms Undergraduate Graduate
Full time 2 2
3/4 time N/A N/A
1/2 time 1 1


2-Week Terms Undergraduate Graduate
Full time 2 2
3/4 time 1 1


Complaint Policy for Students Receiving VA Education Benefits

Any complaint against the school should be routed through the VA GI Bill® feedback system by going to the Veterans Benefits Administration’s Feedback page. The VA will then follow up through the appropriate channels to investigate the complaint and resolve it satisfactorily.

Active Military Refund Policy

Active duty (Armed Forces, Reserves, or National Guard) who are deployed, mobilized, or whose duty assignment changes after classes begin, may withdraw from courses without financial penalty.

Military Activation Policy

In accordance with the “Virginia Tuition Relief, Refund, and Reinstatement Guidelines,” Florida Tech students in the uniformed services under call or order to active duty, after the beginning of a semester or summer session have two options they may consider with their academic department and the registrar’s office in determining their enrollment status with the university:

  1. Students may withdraw from courses in which they are enrolled as of the effective date of the call or order to report to active duty. A copy of the military orders must be provided to the Office of the Registrar as documentation. When this option is selected, a credit of tuition and fees, any prepaid tuition, room or board deposits will be made to the student’s account. Students will receive a pro rated credit of dining service and housing contract charges. Financial aid awards that were credited to the student’s account will be recovered by the university in the amount of tuition and fees, dining or housing credit. Loans used to cover the remaining charges will be subject to normal repayment procedures. For students receiving Title IV funds, financial aid recovery will be subject to requirements for return of Title IV funds to the federal government.
  2. Students may take a grade of incomplete in all courses. Students may request an incomplete grade for military deployment, mobilization, or duty changes occurring in the final four (4) weeks of the course if a reasonable expectancy that completion of the remaining work would result in a passing grade. The conditions for completing course work and receiving a regular grade should be agreed to between the student, course instructors and head of the academic unit. A copy of the military orders must be provided to the Office of the Registrar as documentation. The deadline for removing an incomplete given based on military service is before the beginning of the seventh week of the following semester (fourth week for Florida Tech Online). This option requires joint agreement of the student and faculty member. If a joint agreement can’t be reached, students may withdraw from the course and are eligible to receive a 100% reduction of tuition charges after withdrawal is approved for classes that have been discontinued.

Additionally, 38 U.S.C. §3691A(b) provides that an educational institution must take the following actions when a member withdraws due to receiving orders for a period of service:

  • Refunding all tuition and fees paid for the academic term to the appropriate party. Please note that VA’s interpretation of academic term is the term as reported to your State Approving Agency and VA.
  • Refunding payments made by the student (or behalf of the student) to the institution for housing. Please note that in this instance the reference to housing is not the monthly housing allowance provided by the Post 9/11 GI Bill® but rather housing costs such as dorm fees.

Please coordinate requests under the Military Activation Policy with the Office of Military and Veteran Services and registrar’s office. Students will need to discuss their situation with the appropriate representative from their academic department in consultation with account management and the Office of the Registrar. 

Regardless of the option selected above, the following provisions govern reinstatement to the university upon release or return from service in the uniformed services. Students that have a leave of absence under the military activation policy are entitled to reinstatement to their program of study (if available), without having to reapply for admission if they return to the university after a cumulative absence of not more than five years. Students will have access to advising to determine the impact of absence from the program, to evaluate the ability to resume study and to assess options when a program is no longer available or suitable.

Applicants to the university who have accepted an offer of admission but who have not yet registered in a degree program may defer admission for up to two years by making a request to the admissions office. 

Housing and Food

All full-time undergraduate students enrolled in classes on the Melbourne campus are required to live on-campus their first two years in campus housing. For additional details on this policy including exemptions, please reference the student handbook.

A housing deposit must be on file in the student’s account before the student receives a housing assignment and remain on file for as long as the student lives in university housing. The deposit is not covered by any scholarship or financial aid and cannot be waived. It is refundable, minus any outstanding university charges, provided the terms and conditions of the housing agreement are fulfilled.

Students who sign Florida Tech housing and meal plan contracts are obligated for the entire academic year. Neither buyouts nor substitutions are allowed. Students cannot cancel their housing and meal plan contracts after the deadline dates as outlined in the housing and meal plan contract.

The deadline to submit a meal plan change request is 5 p.m. on Friday during the first week of classes. Changing meal plans after the cutoff date is not permitted.

Residence Halls

Students may submit their housing preference in the Florida Tech housing and meal plan contract. Requests for room assignments are honored on a first-come, first-served, space-available basis. Campus services makes every attempt to grant requests for assignment to certain rooms and roommates. However, the university does not guarantee assignment to a specific type of accommodation, building, room or roommate. Students are billed based on the number of occupants registered for the room (double, single, etc.). Information about housing options at Florida Tech may be found on the Housing webpage.

Because of the high demand for on-campus housing, the university reserves the right to place three students in any residence hall room. If the university exercises this option, the room occupants receive a prorated adjustment for the semester based on the number of days that triple occupancy occurred.

Brownlie Hall: Houses Let’s Fly Living Learning Community (first-year students only) and upper-level students. Each room has a semiprivate bathroom. All rooms feature built-in closets, desks, drawers and extra-long twin beds. Each room features two connections to the campus fiber-optic network, free TV service, microwave, and minifridge.

Columbia Village: First-year student community that features four-bedroom, fully furnished suites with efficiency kitchens. Four students are assigned to each suite. Each room features two connections to the campus fiber-optic network and free TV service. Women in Stem Living Learning Community is housed in the Chawla building.

Evans Hall: Houses the Honors College Living Learning Community and upper-level students on the third and fourth floors. All rooms either have a private bathroom or a connected bathroom. All rooms feature desks, closets, drawers, wall-to-wall carpeting and extra-long twin beds. Each room features two connections to the campus fiber-optic network, free TV service, microwave, and minifridge.

Harris Village Suites: Houses upper-level and graduate students. Features one-, two- and four-bedroom, fully furnished suites with full kitchens (refrigerator, range and dishwasher). Occupancy ranges from one to four students per suite, depending on the unit size. Each room features two connections to the campus fiber-optic network and free TV service.

Mary Star of the Sea - Newman Hall: An all faith-based residence hall with apartment-style living for 146 students. Houses upper-level and first-year students. The furnished one-, two- or four-bedroom apartments create an environment to encourage students to grow in their faith while pursuing academic excellence. They feature fully appointed kitchens, individual bedrooms, bathrooms with shower or bathtub, full-size beds, and internet and TV service.

Panther Bay Apartments: Houses upper-level students and the Greek Village. Each apartment features five-bedroom apartments, each with a private bathroom, fully appointed kitchen, living room, dinette and laundry room. Each room has access to campus fiber-optic network and free TV service. The apartment complex features a clubhouse with a large meeting room, computer lab, swimming pool, and basketball and volleyball courts.

The Quad: Includes Campbell, Grissom and Wood halls, traditional-style residence halls with community baths and a shared common building layout. Houses both upper-level and first-year students. All rooms are spacious with desks, closets or wardrobes, drawers and extra-long twin beds. All rooms feature two connections to the campus fiber-optic network, free TV service, a microwave, and a minifridge.

Roberts Hall: Houses only first-year students and is the largest residence facility on campus. A traditional-style residence hall, it features community bathrooms. All rooms are bright and spacious with desks, closets or wardrobes, drawers and extra-long twin beds. Each room features two connections to the campus fiber-optic network, free cable TV service, microwave, and a minifridge.

Southgate Village Apartments: Feature studios and, one-, two- and three-bedroom apartments, and are reserved for upper-level students. Occupancy ranges from one to three students per apartment, depending on the unit size. Each room features two connections to the campus fiber-optic network and free TV service. 

Additional details on each of the housing options available, including 3D tours, can be viewed on the Housing Options website

Meal Plans

Campus Dining offers several meal plans allowing you to choose a plan to fit your lifestyle. Meal plan account information is encoded on your Campus ID card, giving you the freedom to access your plan whenever you choose.

  • Meal Plans are contracted for the entire academic year (fall and spring semesters). Benefits are awarded and billed by semester.
  • Unlimited and Anytime Meals may only be used in Panther Dining Hall. No transfer of meals or equivalency is offered for these meals. FlexCredit is included in your plan to access all other campus dining outlets.
  • FlexCredit is a declining balance account that is included in every meal plan. For convenience, FlexCredit is stated in dollars but has no redeemable cash value when your meal plan expires. FlexCredit may be used for dine-in service or delivery where available, at all campus dining locations:
    • Panther Dining Hall
    • Panther Grocery Store
    • Center Court featuring:
      • Starbucks
      • Twisted Bliss Smoothies
    • Panther Food Court featuring:
      • Einstein Bros. Bagels
      • Firehouse Subs
      • Cosmic Creamery
    • Rathskeller Pizza and Grill (eat-in or late-night delivery)
    • Bisk College of Business and Emil Buehler Center mini markets
    • All campus food, snack and beverage vending machines


First time in college students and transfer students with less than 29 credit hours must choose the A1 or A2 plan.

  • A1 Unlimited 7 Day – Great for resident students who will spend most weekends and holidays on campus. You’ll enjoy unlimited entry into Panther Dining during all open hours (come in for full meals and snacks). This plan includes $300 in FlexCredit.
  • A2 Unlimited 5 Day – Great for resident students who leave town for weekends regularly. You’ll enjoy entry into Panther Dining Hall Monday through Friday during all open hours. This plan includes $500 in FlexCredit.
  • U1 Anytime 100 – Includes 100 meals per semester in the Panther Dining Hall and $980 in FlexCredit.
  • U2 All FlexCredit – $1,980 in FlexCredit.
  • Commuter plans are available for students residing in off campus housing.
  • C1 Commuter All FlexCredit – $750 in FlexCredit.
  • C2 Commuter All FlexCredit – $500 in FlexCredit.
  • C3 Commuter All FlexCredit – $250 in FlexCredit.
  • C4 Commuter Anytime 50 – Includes 50 meals per semester in Panther Dining Hall and $100 in FlexCredit.

Unused FlexCredit will carry over between the fall semester and spring semester provided the student has a spring meal plan. Anytime meals in U1 or C4 plans have no residual value and will not carry over from fall to spring. Plan to use all anytime meals in the semester they are awarded.

Campus Dining is committed to providing the campus community with quality food and services in a clean, comfortable and friendly atmosphere. All locations accept meal plan FlexCredit, checks and major credit cards. For more information, visit the Campus Dining webpage.